Production cost/mo

R0

Finished output/mo

0 kg

Cost per kg

R0

Monthly revenue

R0

Net profit/mo

R0

South African Biltong Manufacturing

Biltong Business Suite

Cost your product, price every bag for each market, check your overheads, then generate full financial statements — all in one place.

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01

Raw Meat & Yield

Add every meat type you process — beef, game, etc. Each has its own cost per kg and drying yield, since they often differ a lot.

Meat typeKg/monthCost/kgYield %Finished kgMeat cost
Total finished output0 kg
Total meat costR0

Typical biltong yield is 45–60% of raw weight — adjust per meat type to match your process.

Capacity check (optional)
Fill in above to see capacity utilisation.
02

Factory Costs (Cost of Sales)

Everything that goes directly into making the biltong, grouped the way a proper Cost of Sales statement expects: Raw Ingredients, Packaging Materials, Factory Floor Labor, Factory Utilities & Bills, Fixed Factory Compliance Costs, and Equipment Maintenance. Each cost is tagged by type — Material/Labour/Overhead — and by behaviour — Fixed/Variable.

Direct materials (incl. meat & boxes)R0
Direct labourR0
Production overheads (incl. factory depreciation)R0
Total Cost of SalesR0
03

Package Sizes & Boxes

Add every bag size. "% of output" should total 100%. Enter how many bags fit per shipping box.

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Size (g)% of outputUnits/moUnits/boxBoxes/moCost/unitGiveaway
04

Sales Channels & Markup

Set each channel's markup and the share of your total sales that flows through it. Mix must total 100%.

ChannelMarkup %Sales mix %
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Final Pricing

What each bag must sell for per channel to cover its production cost and hit your markup.

Monthly Profit Potential by Channel

If 100% of output sold through one channel only.

Total Break-Even Cost & Target Margin Pricing

A second, more conservative view: instead of allocating just production cost, this spreads everything — materials, labour, utilities, compliance, admin overhead, and financing interest — across your total output, then applies one target margin to recommend a Wholesale and Retail price.

06

General Business Overheads (Admin/OpEx)

Costs of running the business that sit below Gross Profit, not inside it — rent, logistics, vehicle running costs, marketing, admin, your own salary. Your loan now lives only in Projections Setup (Tab 02), where it's split correctly into interest (a real expense) and principal (a balance sheet item, not an expense).

Total Operating ExpensesR0
07

Bottom Line — Income Statement (This Month)

Depreciation, interest and tax are pulled from your Projections Setup (Tab 02) inputs — fill those in for a complete picture. This always matches Month 1 of the forecast when the scenario is set to Base Case.

Financial Projections

Projections Setup

These inputs drive the financial forecast (12-month or 3-year — switch below). Yellow fields are opening balances — fill in when you have real numbers.

Business Details

Shown as the letterhead on printed reports and PDF exports.

Scenario & VAT

Switch scenarios to see how a meat price shock or slower sales would hit your numbers. This affects the forecast tabs only — not your live Costing & Pricing numbers.

Estimated net VAT payable to SARS / month Not registered

Estimate: output VAT on revenue, minus input VAT on vatable cost of sales, vatable overheads and capex additions. Wages, salaries and depreciation carry no VAT and are excluded automatically; VAT on lease payments is not yet modelled. SARS VAT periods are usually two-monthly for small vendors — confirm your registration status and filing periods with SARS or your accountant.

Growth & Tax

Month 1 revenue is pulled automatically from your pricing and sales mix.

Loans & Financing

Add each loan separately — bank loans, vehicle finance, equipment finance, cash loans. The monthly instalment is auto-calculated from the principal, rate, and term using standard French amortisation (fixed payment, declining interest). You can override it manually if your actual instalment differs.

DescriptionTypePrincipal (R)Rate %/yrTerm (months)Auto instalmentManual overrideEffective instalment

Fixed Assets

Plant & Equipment, Vehicles, and IFRS 16 lease assets now have their own dedicated tab — 03 · Fixed Assets — with a full Property, Plant & Equipment ledger (Opening → Additions → Disposals → Depreciation → Closing) instead of one flat field. Set them up there; the figures flow into this forecast automatically.

Credit Terms

How customers pay you, and how you pay suppliers.

Opening Balances

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Owner's Equity & Retained Earnings

The true starting point of your equity — not derived from your other balances, but entered directly. The Balance Sheet's Opening Balance Check will tell you if your other opening figures actually reconcile to this.

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Financial Projections

Fixed Assets

A proper Property, Plant & Equipment ledger — Opening, Additions, Disposals, Depreciation, Closing — for each asset category, plus IFRS 16 lease assets when you have them.

Plant, Equipment & Furniture

Dehydrators, slicers, factory and office equipment. Standard straight-line depreciation based on useful life, down to residual value.

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Plant & Equipment Ledger

Vehicles

Logistics and company motor units. Standard straight-line depreciation, conventionally over 5 years, down to residual value.

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Vehicles Ledger

Intangible Assets

Trademarks, your recipe IP, brand value — anything non-physical with a finite useful life. These amortise (the intangible equivalent of depreciation), straight-line down to residual value, the same way PP&E does.

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Intangible Assets Ledger

Right-of-Use Assets — IFRS 16 Leases

For long-term leases (over 12 months) — a leased factory, rented delivery vans, etc. Instead of an ordinary rental expense, the lease gets capitalised: the present value of the payments becomes both a Right-of-Use asset and a matching Lease Liability. The asset depreciates straight-line over the lease term; the liability amortises like a loan (interest, then principal). You don't have any leases yet — add one whenever you sign a qualifying contract.

DescriptionTypeTerm (months)Discount rate %/yrMonthly paymentInitial ROU/Liability

Combined ROU & Lease Liability Ledger

Sum across all leases above.

Financial Statements

Income Statement

Projected profit and loss over your selected forecast horizon.

Financial Statements

Balance Sheet

What the business owns and owes at month-end. Balance Check must always read R0.

Financial Statements

Cash Flow Statement

Cash in vs cash out each month — different from profit.

Financial Statements

Statement of Changes in Equity

How your equity pool moves — opening Share Capital and Retained Earnings, plus Net Profit and any new Capital Contributions, across the timeline.

Financial Statements

Break-Even & Key Ratios

The numbers a bank, investor — or you — actually want to see.

Break-Even Analysis

Based on this month's live Costing & Pricing numbers — not the forecast.

Variable costs (= full COGS)R0
Fixed costs (OpEx + Interest)R0
Contribution margin (= Gross Margin %)0%
Break-even revenue / monthR0
Current revenue / monthR0
Margin of safety

Variable = meat, spices, wet ingredients, packaging & logistics. Fixed = electricity, wages, rent, maintenance, other production costs, plus all overheads except loan repayment. Adjust your own classification if your business runs differently.

Key Financial Ratios (Forecast)

Reflects the scenario selected above.